With advancements in the world of technology, fuel-powered cars are becoming dormant, and hybrid and electric vehicles are gaining popularity. They are becoming a leading choice since they boost a vehicle’s efficiency, and a growing number of manufacturers are building their base in the hybrid and electric cars segment. Here are some tips to help you choose between hybrid and electric cars when you’ve to make the decision: 1. Efficiency Since electric cars run only on electricity, they do not have a backup for fuel. So, they are more efficient and leave behind a zero-carbon print. On the other hand, the batteries in a hybrid vehicle have high voltage, which is dangerous in the case of an accident, as it increases the risk of electrocution of the riders. 2. Environment-friendliness An electric car does not need gas as it functions entirely on electricity. However, a hybrid vehicle uses relatively less fuel compared to an entirely fuel-powered car, making it comparatively more eco-friendly. 3. Replacements and maintenance An electric vehicle does not need repairs or maintenance like an oil change. At the same time, these cars require an additional set of equipment like charging cable. Also, you may often need to replace such items in a span of 3-5 years.

Vehicle leasing is a type of financing where you rent the vehicle for a particular time-frame. After the rental duration ends, you have to return the vehicle. However, in the case of a car loan, the car’s ownership remains with you. In both cases, you have to make monthly payments and would need to have a decent credit score. In this article, we will talk about credit scores for leasing vs. financing a new vehicle: Credit score needed for leasing 1. Acceptable credit score The exact credit score required for leasing a car differs from dealership to dealership. But a minimum score of 620 is acceptable by all dealerships. It is advisable that you keep your score above 620. This is because if a score falls in the range of 620 and 679, it is considered near ideal. But the moment you land between 680 and 739, the dealerships will start offering appealing lease offers. The impact of leasing on credit score considers these points: Lease payments: Amount to 35% Installment account: It accounts for 10% The number of payments: Make regular payments towards your lease as these amount to 30% of your FICO score 2. Credit history If you have been making longer and regular payments on your account, they will age and make your credit history good.

Several factors determine the car insurance amount you have to pay. Everything from your driving history and the kind of coverage you possess to where you park your vehicle impacts the premium amount. Although the parameters may vary with each company, here’s how car insurance is usually calculated: 1. Age One of the factors that most insurers consider is age. Young drivers typically have a lower experience behind the wheel, so they are, statistically, more susceptible to be involved in an accident. This means drivers between 17 and 25 years of age have to pay a higher premium amount. Many believe that drivers enjoy the benefit of a lower insurance premium after they reach the age of 25. While this may not always happen, there are also other ways you can use to reduce your premium amount. 2. Type of coverage Generally, there are several options to pick from when you’re shopping for a car insurance policy. Naturally, the more comprehensive the policy coverage is, the higher the premium amount will be. For instance, an auto insurance policy that only covers liabilities will be relatively inexpensive as compared to a policy that covers liability, collision, medical payments, underinsured, or uninsured motorist insurance.

Pickup trucks are available in a variety of sizes and price brackets, so you can choose one depending on your needs. When understanding how to choose a pickup truck that suits you best, ensure that you check the size, features, and towing capacity in addition to verifying whether it fits your budget. Let’s look at a few tips to answer the question, “How to choose a pickup truck that suits you best?”: 1. Be prepared that you are going to pay more An average pickup truck can cost you approximately $20,000-$25,000 more than a mid-size car. This means you will have to make higher monthly payments, so analyze your budget before choosing a truck. As a guideline, the payment you make for the truck shouldn’t exceed 15 percent of your take-home pay. Additionally, you can opt for pre approved financing from an online lender, bank, or credit union. 2. Decide between two-wheel and four-wheel drive If your job requires you to take many off-road trips, or if you’re an adventurous soul, chances are you will need a pickup that offers more traction. In that case, a four-wheel-drive would be a better option. Otherwise, a two-wheel-drive pickup truck is a decent choice.

Whether you have just started working or have a family, small and compact cars prove to be great for daily commuting, as they’re easier to maneuver on city roads. So, here are some of the best compact car brands that are rich in features and deliver great performance for the price tag they carry: 1. Volkswagen GTI The Volkswagen GTI is one of the best compact car brands. It is priced between the range of USD 28,595 and USD 37,295. It comes with a decent fuel economy, which is capable of delivering 24 MPG (miles per gallon ) in the city and 32 MPG on the highway. The car offers comfortable seating for five. Volkswagen GTI has upscale and premium interiors. Its safety features include blind-spot monitoring, electronic stability control, rear child safety locks, and low tire pressure warning. 2. Honda Fit Falling in the price range of USD 16,190 to USD 20,620, the Honda Fit can be a great choice if you are looking for a compact and fuel-efficient vehicle. It has a decent fuel economy of 33 MPG in the city and 40 when you take it on a highway. It comes with leather seats that can accommodate up to five people with no hassles.

With winters around the corner, you must understand the dos and don’ts for maintaining winter tires. Don’t wait for snowfall before you buy the right set of tires for your car. Instead, do it as soon as chilly weather sets in. Here are some essential dos and don’ts for winter tires that you must follow to ensure safety: 1. Do: Check for wear and tear Snow can put excess pressure on the tires, leading to wear and tear. So, you must test the tires from time to time and ensure that they are good to use. This is especially important before setting out on a road trip or a long drive. 2. Do: Get them put on early Avoid the last-minute rush and get an appointment for changing your all season or summer tires to your new tires as soon as winter sets in. 3. Do: Add the right balance You can feel vibration during a drive if the wheels are not balanced, but a simple tip that can help you prevent this is to get them balanced on their rims. 4. Do: Keep them on only as long as needed Some laws require drivers to put winter tires on their cars for specific durations or for a time of the year.

If you’re planning to purchase a family car, you must be looking for the best SUV and crossover brands in the market. SUVs are both practical and spacious, and they offer decent features to ensure a comfortable ride. Here are some of the best SUV and crossover brands you can check out before making a purchase: 1. Kia Sorento Kia Sorento has a starting price of $26,690. All standard trims come with eight-way driver seat adjustment, and 185 horsepower is the standard, with six-speed automatic transmission. You can also choose the 290 horsepower variant, which is equipped with eight-speed automatic transmission and packs a V6 engine. As for other features, it comes with Android Auto integration and Apple CarPlay. Plus, it delivers superb security, thanks to the brake assist. The front-wheel-drive Kia Sorento averages 22 mpg in the city and 29 mpg on the highway. 2. Mazda CX-30 The plastic-bodied Mazda CX-30 has become a popular choice and is among the best SUVs and crossovers from the brands. You can own it for a starting price of $21,900. It comes with a standard front-wheel drive, but you can also get the all-wheel drive for an additional $1,400. The Mazda CX-30 packs a 2.5-liter 4-cylinder engine with 186 horsepower.

Having a boat can open up new possibilities that those restricted to dry land do not have. Anyone who enjoys spending time on the water should buy a boat and get marine insurance to protect their investment. It doesn’t matter if your objective is to fish locally or travel worldwide by waterway since there are several types and sizes of boats to choose from. From simple powerboat to party barge, here are five great boats you can buy for under $20K USD: 1. Bayliner Element E16 A deck boat from the Element series with a Bayliner M-Hull design is the Bayliner Element E16. Deck boats are comparable to bowriders but vary because they have a wider deck surface. Naturally, a feature like this results in an additional deck area, which means more space for friends and family, chairs, and storage. As the deck boat type indicates, the Bayliner E16 has many deck spaces. The boat’s unusual M-Hull design produces a running surface that is incredibly stable, predictable, and simple to control. It is also simple for novice sailors due to its comfortable, automotive-style handling. 2. Sea Doo Fish Pro The Sea-Doo FishPro is an ingeniously constructed, competitive-level fishing platform mounted on a quick and capable small water buggy.

The ever-popular sport utility vehicles, commonly referred to as SUVs, combine the benefits of a car, a minivan and a pickup. Depending on the SUV brand and model, the vehicle capably seats 5 to 9 passengers with plenty of room for the family pet and spare for cargo. Along with providing increased ground clearance, SUVs have enough power to pull a trailer or RV in addition to having 4WD. They are also available with all of the comfort, convenience and safety amenities that are available on luxury sedans. Here are the best electric SUVs 2023 has to offer: 1. Cadillac Lyric Smooth curves, character lines and a futuristic front end give the medium size Lyriq a stunning appearance. RWD models have an electric motor and a 100-kWh battery pack to deliver 340 horsepower and 325 lb-ft of torque. For more power, choose an AWD model having two motors to up the power level to 500 horsepower and 425 lb-ft of torque. When fully charged, the Lyriq travels up to 312 miles. The elegant interior features a full-color LED display that extends along the 33-inch length of the dashboard. A premium stereo system complete with 19 speakers is part of the infotainment system.

In recent years, there has been a significant increase in demand for electric vehicles (EVs), including electric pickup trucks. As we move into 2023 and beyond, there are several exciting new models of electric pickup trucks hitting the market. In this article, we will explore the benefits of electric pickup trucks and highlight some of the best models to look out for in the coming years: 1. GMC Sierra EV Denali The GMC Sierra EV Denali is set to debut in late 2023 and promises to offer an impressive combination of luxury and performance. The truck will be able to travel up to 400 miles on a single charge and will feature an advanced infotainment system, premium sound system, and leather interior. The Sierra EV Denali will also offer a range of driver assistance features, including adaptive cruise control and lane departure warning. The starting price for the Sierra EV Denali is expected to be around $70,000 USD. 2. 2025 Ram 1500 REV The Ram 1500 REV is set to hit the market in 2025 and promises to be one of the most powerful electric pickups available. The truck will be capable of towing up to 11,000 pounds and will offer a range of around 500 miles on a single charge.